The building was completed in 1967 and served as the world headquarters for Bechtel before the company moved to Reston, Virginia. The building has also served as headquarters for Blue Shield of California between 1996 and 2018. In 2006, Blue Shield renewed its lease and acquired naming rights to the building.
Types of Charges You Might See:
There are three main types of charges you might see associated with “50 Beale Street San Francisco”:
Order Charges:
This is the most common type of charge, representing the cost of groceries and delivery fees for your Instacart orders.
Authorization Holds:
When you place an Instacart order, your card is often pre-authorized for an estimated amount. This temporary hold is released shortly after delivery, but it might appear as a separate charge on your statement.
Recurring Charges:
If you have an Instacart+ membership or other recurring service, you will see a regular charge from “50 Beale Street San Francisco” for the subscription fee.
How to Identify Your Charges:
Identifying Instacart charges on your statement is straightforward. Look for the following information:
- Merchant Name: This will typically be “Instacart” or “INSTACART GROCERY DELIVERY.”
- Merchant Address: This will be listed as “50 Beale Street, San Francisco, CA.”
- Date: The date will correspond to the date you placed your Instacart order.
Why might you see a charge from 50 Beale Street on your credit card statement?
There are a few reasons why you might see a charge from 50 Beale Street on your credit card statement:
- You may have purchased at one of the businesses located in the building, such as a restaurant, coffee shop, or retail store.
- You may have signed up for a subscription or service that is based at 50 Beale Street. For example, Instacart and Giant Instant Delivery both have offices at 50 Beale Street, and these companies may charge your credit card statement as “50 Beale Street San Francisco.”
- You may have authorized a recurring payment to a business located at 50 Beale Street, such as a monthly fee for a service or membership.
- Your credit card may have been fraudulently charged by someone who used your card information to make a purchase at a business located at 50 Beale Street.
Mistakes to Avoid for Unnecessary Credit Card Charges: Comparison
| Mistake | Description | Consequences | Example |
|---|---|---|---|
| Missing Payment Deadlines | Failing to make your minimum payment by the due date. | Late fees, interest charges, damaged credit score. | A $35 late fee and 29.99% APR interest on the outstanding balance. |
| Exceeding Credit Limit | Spending beyond your credit limit. | Over-limit fees, damaged credit score. | A $35 over-limit fee and a potential interest rate increase. |
| Not Reviewing Statements Regularly | Failing to review your monthly statements for unauthorized charges. | You may miss fraudulent charges and incur unnecessary fees. | A $50 charge for a service you didn’t sign up for. |
| Ignoring Small Charges | Not paying attention to small recurring charges or neglecting to cancel them. | These charges can add up over time, impacting your budget. | A monthly subscription service you no longer use for $15 per month. |
| Not Understanding Fees | Not knowing about all the potential fees associated with your credit card. | You could end up paying hidden fees like annual fees, foreign transaction fees, and balance transfer fees. | An annual fee of $99 charged to your account automatically. |
| Carrying a Balance | Paying only the minimum payment and carrying a balance over to the next month. | High interest charges, accumulating debt, damaged credit score. | Paying only the minimum payment of $25 on a balance of $1,000, incurring significant interest charges. |
| Not Utilizing Fraud Protection Features | Not setting up alerts for suspicious card activity. | You could be held responsible for unauthorized charges if you don’t report them promptly. | A $200 charge at a store you’ve never been to. |
| Sharing Card Information Unsafely | Providing your credit card information to unreliable sources or insecure websites. | Increased risk of identity theft and fraudulent charges. | Sharing your card details over an unencrypted email or giving it to a stranger over the phone. |
Unfamiliar charge:
If you see an unfamiliar charge from 50 Beale Street on your credit card statement, the first thing you should do is contact your credit card company to report the charge. Your credit card company will then investigate the charge and help you to determine if it is fraudulent or authorized.
If the charge is authorized, but you don’t recognize it, you may be able to dispute the charge with your credit card company. To dispute a charge, you will need to provide your credit card company with the details of the charge, such as the date, amount, and merchant name. You will also need to explain why you are disputing the charge.
If your credit card company determines that the charge is fraudulent, they will remove the charge from your account and may issue you a new credit card.
Tips for avoiding fraudulent credit card charges:
There are a few things you can do to help avoid fraudulent credit card charges:
- Be careful about where you enter your credit card information. Only enter your credit card information on secure websites.
- Be aware of phishing scams. Phishing scams are emails or websites that try to trick you into revealing your personal information, such as your credit card number.
- Monitor your credit card statements regularly. If you see any unfamiliar charges, contact your credit card company immediately.
If you have any questions or concerns about a 50 beale street san francisco charge on credit card statement, contact your credit card company. They will be able to help you investigate the charge and determine if it is fraudulent or authorized.
Additional Resources:
For further assistance, you can check out these resources:
- Instacart Help Center: https://www.instacart.com/help
- Instacart FAQs About Charges: https://www.instacart.com/help/section/360007902791/360039164252
- Instacart Better Business Bureau Profile: https://www.bbb.org/us/ca/san-francisco/profile/food-delivery/instacartcom-1116-444065
Conclusion:
In most cases, charges with the description “50 beale street san francisco charge on credit card” are legitimate and stem from your Instacart activity. By understanding the different types of charges and how to identify them, you can alleviate any concerns and manage your Instacart spending effectively. Remember, you always have options to contact Instacart or your credit card issuer for further assistance if needed.