ERAC Toll Charges on credit card: Protect Yourself and Seek Recourse


Renting a car for travel convenience is a common practice, but unexpected toll charges can turn a smooth journey into a financial headache. Recently, a Reddit user shared their frustrating experience with toll charges from Enterprise Rent-A-Car (ERAC), shedding light on potential pitfalls and seeking advice on recourse. In this post, we’ll delve into their story of ERAC Toll Charges on credit cards, glean insights from expert advice, and offer proactive measures to safeguard against similar situations.

Understanding the ERAC Toll Charge Dilemma:

The Reddit user’s saga begins with a seemingly innocuous car rental from ERAC in Florida, only to culminate in disputed toll charges and unanswered queries. Let’s dissect the key elements of their ordeal:

  1. The Rental Experience:

    • The user rented a car from ERAC and traversed a toll road during their journey.
  2. Unexpected Charges:

    • Despite allegedly paying tolls in cash at the booth, the user discovered a $15.99 toll charge plus a $3.95 service fee on their credit card statement, attributed to ERAC.
  3. Contentious Explanation:

    • ERAC attributed the charges to the use of a toll pass device in the rented car, automatically debiting toll fees from the user’s credit card.
  4. Unresolved Dispute:

    • The user disputed the charges and requested evidence of toll pass usage from ERAC but received neither proof nor a refund.

Expert Advice and Recourse Options:

In seeking resolution, the user turned to an expert for guidance, receiving a multifaceted course of action:

  1. Official Complaints:

    • Filing complaints with regulatory bodies such as the Florida Attorney General’s Office, the Federal Trade Commission, and the Better Business Bureau can spotlight ERAC’s alleged deceptive practices.
  2. Credit Card Dispute:

    • Initiating a dispute with the credit card company and providing evidence of cash toll payments offers another avenue for redress.
  3. Legal Recourse:

    • Pursuing legal action against ERAC through small claims court for breach of contract and fraud is an option, albeit one requiring careful consideration of time and cost.

How To Dispute Erac Toll Charges From Your Credit Card?

If you want to dispute ERAC toll charges on your credit cards, you can follow these steps:

  • Contact ERAC customer service by phone, email, or mail and explain why you think the charges are incorrect. Provide any receipts, documents, or evidence that support your claim.
  • If ERAC does not resolve the issue or refund your money, contact your credit card issuer and file a dispute. You can do this online, by phone, or by mail. You will need to provide your credit card number, the transaction date and amount, the merchant name, and the reason for the dispute. You should also attach any supporting documents you have.
  • Your credit card issuer will investigate the dispute and contact ERAC for their response. You may receive a temporary credit while the investigation is ongoing. The credit card issuer will notify you of the outcome of the dispute and either reverse the charge or reinstate it.
  • If your credit card issuer denies your dispute, you can file a complaint with the Federal Trade Commission, the Better Business Bureau, or the Florida Attorney General’s Office. You can also sue ERAC in small claims court, but this may not be worth the time and cost.

You can find more information on how to dispute a credit card charge from this article or this article.

Preventive Measures for Future Rentals:

Armed with hindsight and expert advice, preemptive measures can fortify consumers against similar predicaments:

  1. Opt-Out of Toll Pass Devices:

    • When renting a car, decline optional toll pass devices to retain control over toll payments and avoid unexpected charges.
  2. Vigilant Inspection:

    • Before departing, thoroughly inspect the rented vehicle for any covert toll pass devices or equipment that may lead to unauthorized charges.
  3. Documentation:

    • Maintain meticulous records by photographing toll receipts and the car’s dashboard before and after toll road usage, providing evidence in case of disputes.


The Reddit user’s encounter with ERAC toll charges underscores the importance of consumer vigilance and proactive measures in navigating car rentals and toll payments. By learning from their experience and heeding expert advice, individuals can safeguard their financial interests, seek recourse when necessary, and embark on future journeys with confidence and peace of mind. Remember, informed consumers are empowered consumers.

FAQs: ERAC Toll Charges and Rental Car Pitfalls

  1. Q: I rented a car from ERAC and noticed unexpected toll charges on my credit card statement. What should I do?
    • A: Start by disputing the charges with your credit card company and reaching out to ERAC for an explanation. Keep records of your toll payments for supporting evidence.
  2. Q: Can ERAC charge toll fees automatically without my consent?
    • A: ERAC may utilize toll pass devices in their vehicles, automatically charging toll fees. It’s crucial to decline such devices during the rental process if you prefer manual toll payments.
  3. Q: How can I dispute toll charges with ERAC if I believe I paid in cash at the toll booth?
    • A: Contact ERAC and request proof of toll pass device usage. If dissatisfied with their response, consider filing a credit card dispute and providing evidence of your cash toll payments.
  4. Q: Are there regulatory bodies I can complain to about deceptive practices by rental car companies like ERAC?
    • A: Yes, consider filing complaints with the Florida Attorney General’s Office, the Federal Trade Commission, and the Better Business Bureau to bring attention to alleged deceptive practices.
  5. Q: Can I take legal action against ERAC for disputed toll charges?
    • A: You may explore legal recourse by filing a small claims court case against ERAC for breach of contract and fraud. However, consider the time and cost implications before pursuing this option.
  6. Q: What preventive measures can I take to avoid unexpected toll charges when renting a car?
    • A: Opt-out of toll pass devices offered by rental companies, inspect the rented vehicle for hidden devices, and document toll payments and the car’s condition before and after toll road usage.
  7. Q: Does declining the toll pass device mean I need to pay tolls manually during my rental?
    • A: Yes, declining the toll pass device implies that you’ll need to pay tolls manually. Be prepared to have cash or another payment method for toll booths.
  8. Q: How do I register a complaint with the Florida Attorney General’s Office against ERAC?
    • A: Visit the official website of the Florida Attorney General’s Office and follow their guidelines for filing a consumer complaint against businesses.
  9. Q: Will ERAC provide evidence of toll pass device usage upon request?
    • A: It’s advisable to request proof from ERAC if you dispute toll charges. However, the user’s experience indicates that obtaining such evidence may not be guaranteed.
  10. Q: Can I trust ERAC with my credit card information after experiencing toll charge issues?
    • A: While individual experiences may vary, it’s essential to remain vigilant and consider alternative payment methods or heightened scrutiny when renting from ERAC in the future.