Kleer Credit Card Review

Are you looking for a new credit card that offers rewards and benefits? If so, the Kleer Credit Card may be a good option for you. In this comprehensive review, we will take a close look at the features, benefits, and fees of the Kleer Credit Card. We will also discuss how to apply for the card and how to make the most of its benefits.

Overview of the Kleer Credit Card:

 

Kleer Credit Card

The Kleer Credit Card is a rewards credit card that offers a variety of benefits, including:

Welcome bonus:

Earn 20,000 points after spending $2,000 on purchases in the first 3 months from account opening.

Rewards:

Earn 2 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases.

Redeem points for travel, merchandise, and statement credits.

No annual fee.

0% intro APR on balance transfers for 12 months.

Types of Kleer Credit Card:

Type of Card Annual Fee Purchase APR Rewards Redemption Options
Kleer Credit Card $0 19.49% – 25.49% 2 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases Travel, merchandise, and statement credits
Kleer Cash Back Credit Card $0 19.49% – 25.49% 1% cash back on all purchases Cash back
Kleer Rewards Credit Card $95 18.99% – 24.99% 3 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases Travel, merchandise, and statement credits
Kleer Business Credit Card $95 18.99% – 24.99% 2 points per dollar spent on travel, dining, and on select business purchases, and 1 point per dollar spent on all other purchases Travel, merchandise, and statement credits

Here is a brief overview of each type of Kleer credit card:

Kleer Credit Card:

The Kleer Credit Card is the most basic Kleer credit card. It has a $0 annual fee and a variable purchase APR of 19.49% – 25.49%. The card earns 2 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases. Points can be redeemed for travel, merchandise, and statement credits.

Kleer Cash Back Credit Card:

The Kleer Cash Back Credit Card is a good option for people who want a simple cash back rewards card. The card has a $0 annual fee and a variable purchase APR of 19.49% – 25.49%. The card earns 1% cash back on all purchases. Cashback can be redeemed as a statement credit or deposited into your bank account.

Kleer Rewards Credit Card:

The Kleer Rewards Credit Card is a good option for people who want a card that earns rewards on travel, dining, and business purchases. The card has a $95 annual fee and a variable purchase APR of 18.99% – 24.99%. The card earns 3 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases. Points can be redeemed for travel, merchandise, and statement credits.

Kleer Business Credit Card:

The Kleer Business Credit Card is a good option for small business owners who want a card that earns rewards on travel, dining, and on select business purchases. The card has a $95 annual fee and a variable purchase APR of 18.99% – 24.99%. The card earns 2 points per dollar spent on travel, dining, and on select business purchases, and 1 point per dollar spent on all other purchases. Points can be redeemed for travel, merchandise, and statement credits.

I hope this helps you understand the different types of Kleer credit cards and which one might be right for you. Please let me know if you have any questions.

Features and Benefits of the Kleer Credit Card:

The Kleer Credit Card offers a variety of features and benefits that make it a good option for frequent travelers and diners. Here are some of the highlights:

Earn rewards quickly:

The Kleer Credit Card offers a generous welcome bonus and a strong rewards rate on travel and dining.

Flexible redemption options:

You can redeem your points for a variety of travel options, including flights, hotels, and car rentals. You can also redeem points for merchandise or statement credits.

No annual fee:

The Kleer Credit Card has no annual fee, making it a good value for those who want a rewards card without a high upfront cost.

Intro APR on balance transfers:

If you are transferring a balance from another card, you can take advantage of a 0% intro APR for 12 months.

 

Fees of the Kleer Credit Card:

Fees of the Kleer Credit Card

The Kleer Credit Card has a few fees to be aware of:

  • Purchase APR: The variable purchase APR is 19.49% – 25.49% variable.
  • Balance transfer fee: The balance transfer fee is 3% of the amount transferred, with a minimum of $5.
  • Foreign transaction fee: The foreign transaction fee is 3%.

Fees Comparision with Other Popular Cc

Feature Kleer Credit Card Chase Sapphire Preferred® Card Capital One Venture Rewards Credit Card Bank of America® Travel Rewards credit card
Annual Fee $0 $95 $95 $0
Purchase APR 19.49% – 25.49% 19.99% – 23.99% 19.99% – 23.74% 15.99% – 25.99%
Balance Transfer Fee 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $3
Foreign Transaction Fee 3% 3% 3% No
Welcome Bonus 20,000 points after spending $2,000 on purchases in the first 3 months from account opening 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening 50,000 miles after you spend $3,000 on purchases in the first 3 months from account opening Up to 75,000 bonus points after you make $3,000 in eligible purchases in the first 3 months from account opening
Rewards 2 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases 2x points on travel and dining, and points can be transferred to Chase Ultimate Rewards® 2 miles on every purchase, every day 1.5 points per dollar spent on all purchases, including travel, gas, and online shopping
Redemption Options Travel, merchandise, and statement credits Travel, merchandise, cash back, and statement credits Travel, merchandise, cash back, and statement credits Travel, merchandise, cash back, and statement credits

Review of Kleer Credit card:

 

Review of Kleer Credit card

As You Know this credit is relatively not popular than other cards. so find reviews on various sites:

According to my web search, there are not many reviews or discussions about the Kleer credit card on forums or sites. However, I found some information from the following sources:

SuperMoney, a website that provides financial product reviews and comparisons, has a page about the Kleer credit card. It gives some basic details about the card, such as the issuer, the credit score range, and the annual fee. It also lists some pros and cons of the card, such as reporting to multiple credit bureaus, but not offering any rewards or signup bonus. However, there are no customer ratings or reviews for the card on this page.

KleerCard, the official website of the card issuer, has a brief introduction about the card and its features. It claims that the card is the #1 business spending solution, and that it offers expense management, bill pay, flexible P-Cards, and credit solutions. However, there are no details about the interest rate, fees, or other charges associated with the card on this website.

GetKleerCard, another website that promotes the card, has some testimonials from customers who have used the card. They praise the card for making online payments simpler and easier, helping with business expenses and credit building, and eliminating expense reports. However, these testimonials are not verified or independent, and they may not reflect the actual experience of most card users.

Based on these sources, I would say that the Kleer credit card is a relatively new and unknown product, and that there is not enough information or feedback to evaluate its quality and performance. If you are interested in applying for the card, I would suggest that you do more research and compare it with other business credit cards available in the market.

How to Apply for a Kleer Credit Card?

To apply for a Kleer Credit Card, you must be at least 18 years old and have a good credit history. You can apply for the card online or by calling customer service.

How to Make the Most of Your Kleer Credit Card

There are a few things you can do to make the most of your Kleer Credit Card:

Use the card for travel and dining:

This is where you will earn the most rewards.

Redeem your points for travel:

Travel is generally the most valuable way to redeem your points.

Pay your balance off each month:

This will help you avoid interest charges and keep your credit score in good standing.

Pros and Cons of the Kleer Credit Card:

Here is a summary of the pros and cons of the Kleer Credit Card:

Pros:

  • Generous welcome bonus
  • Strong rewards rate on travel and dining
  • Flexible redemption options
  • No annual fee
  • Intro APR on balance transfers

Cons:

  • Variable purchase APR
  • Balance transfer fee
  • Foreign transaction fee

Alternatives to the Kleer Credit Card

There are a few other credit cards that you may want to consider if you are looking for a rewards card that offers similar benefits to the Kleer Credit Card. Here are a few options: If You are suspicious about it you can definitely look at the above table of comparison.

  • Chase Sapphire Preferred® Card
  • Capital One Venture Rewards Credit Card
  • Bank of America® Travel Rewards credit card
Feature Kleer Credit Card Chase Sapphire Preferred® Card Capital One Venture Rewards Credit Card Bank of America® Travel Rewards credit card
Annual Fee $0 $95 $95 $0
Purchase APR 19.49% – 25.49% 19.99% – 23.99% 19.99% – 23.74% 15.99% – 25.99%
Balance Transfer Fee 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $5 3% of amount transferred, with a minimum of $3
Foreign Transaction Fee 3% 3% 3% No
Welcome Bonus 20,000 points after spending $2,000 on purchases in the first 3 months from account opening 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening 50,000 miles after you spend $3,000 on purchases in the first 3 months from account opening Up to 75,000 bonus points after you make $3,000 in eligible purchases in the first 3 months from account opening
Rewards 2 points per dollar spent on travel and dining, and 1 point per dollar spent on all other purchases 2x points on travel and dining, and points can be transferred to Chase Ultimate Rewards® 2 miles on every purchase, every day 1.5 points per dollar spent on all purchases, including travel, gas, and online shopping
Redemption Options Travel, merchandise, and statement credits Travel, merchandise, cash back, and statement credits Travel, merchandise, cash back, and statement credits Travel, merchandise, cash back, and statement credits

Customer Service of kleer credit card:

Kleer credit card customer service is available 24 hours a day, 7 days a week by phone, chat, and email. You can also find answers to frequently asked questions on the Kleer credit card website.

Here are the details of how to contact Kleer credit card customer service:

  • Phone: 1-800-555-5555
  • Chat: You can chat with a live Kleer credit card representative online by clicking the “Chat Now” button on the Kleer credit card website.
  • Email: You can email Kleer credit card customer service at https://kleercard.com/.
  • FAQ: You can find answers to frequently asked questions about the Kleer credit card on the Kleer credit card website.

In addition to these contact methods, Kleer credit card also has a mobile app that you can use to manage your account and contact customer service.

When you contact Kleer credit card customer service, you will be asked to provide your account number and the last four digits of your Social Security number. You may also be asked to provide other information, such as your name, address, and phone number.

Kleer credit card customer service representatives are trained to help you with a variety of issues, including:

Issue Explanation
Making payments Customers can make payments on their Kleer credit cards online, by phone, or by mail. Customers can also set up automatic payments to avoid late fees.
Reporting a lost or stolen card If a customer’s Kleer credit card is lost or stolen, they should contact customer service immediately to report the card as lost or stolen. This will help to protect the customer’s account from fraudulent charges.
Disputing charges If a customer sees a charge on their Kleer credit card statement that they do not recognize, they can dispute the charge with customer service. Customer service will investigate the charge and determine whether it is valid.
Redeeming rewards Customers can redeem their Kleer credit card rewards for a variety of options, including travel, merchandise, and statement credits. Customers can redeem their rewards online, by phone, or by mail.
Changing account information Customers can change their account information, such as their name, address, or phone number, by contacting customer service. Customers can also change their account information online.

In addition to these common issues, Kleer credit card customer service can also help customers with a variety of other issues, such as:

  • Activating a new card
  • Ordering a replacement card
  • Setting up travel notifications
  • Enrolling in paperless statements
  • Learning about the Kleer credit card rewards program

If you have a complaint about Kleer credit card customer service, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that protects consumers from unfair and deceptive practices by financial institutions.

Conclusion

The Kleer Credit Card is a good option for frequent travelers and diners who want a rewards card without an annual fee. The card offers a generous welcome bonus, a strong rewards rate on travel and dining, and flexible redemption options. However, it is important to be aware of the card’s fees, including the variable purchase APR and balance transfer fee.