The Ultimate Guide To St annes credit union

• Headquarters: New Bedford, Massachusetts
• Founded: 1935
• Membership: Open to anyone who lives, works, or worships in Bristol County, Massachusetts, or who has a family member who is a member.
• Products and services: St. Anne’s Credit Union offers a variety of banking products and services, including checking accounts, savings accounts, certificates of deposit, loans, credit cards, and online banking.
• Fees: St. Anne’s Credit Union has a reputation for offering low fees. For example, there is no monthly fee for checking accounts, and the ATM fee is waived for transactions at any St. Anne’s Credit Union ATM or at ATM in the Allpoint network.
• Interest rates: St. Anne’s Credit Union offers competitive interest rates on savings accounts and CDs. For example, the current interest rate on the St. Anne’s Share Savings account is 0.50% APY.
• Customer service: St. Anne’s Credit Union has a reputation for providing excellent customer service. The credit union has a 4.5-star rating on Google Reviews, based on over 1,000 reviews.

Here are some of the benefits of banking with St. Anne’s Credit Union:

• Low fees: St. Anne’s Credit Union has a reputation for offering low fees.
• Competitive interest rates: St. Anne’s Credit Union offers competitive interest rates on savings accounts and CDs.
• Excellent customer service: St. Anne’s Credit Union has a reputation for providing excellent customer service.
• Member benefits: St. Anne’s Credit Union offers a variety of member benefits, such as discounts on travel, entertainment, and insurance.

If you are looking for a credit union with low fees, competitive interest rates, and excellent customer service, then St. Anne’s Credit Union is a good option to consider.

What does st annes credit union do?

St. Anne’s Credit Union is a financial institution that provides a variety of banking products and services to its members. These products and services include:

• Checking accounts: St. Anne’s Credit Union offers a variety of checking accounts, including traditional checking accounts, interest-bearing checking accounts, and student checking accounts.
• Savings accounts: St. Anne’s Credit Union offers a variety of savings accounts, including traditional savings accounts, high-yield savings accounts, and money market accounts.
• Certificates of deposit: St. Anne’s Credit Union offers a variety of certificates of deposit, with terms ranging from one month to five years.
• Loans: St. Anne’s Credit Union offers a variety of loans, including personal loans, auto loans, home loans, and business loans.
• Credit cards: St. Anne’s Credit Union offers a variety of credit cards, with rewards programs that can help members save money on everyday purchases.
• Online banking: St. Anne’s Credit Union offers online banking services, which allow members to access their accounts and conduct transactions 24/7.
• Mobile banking: St. Anne’s Credit Union also offers mobile banking services, which allow members to access their accounts and conduct transactions from their smartphones or tablets.

In addition to these products and services, St. Anne’s Credit Union also offers a variety of member benefits, such as discounts on travel, entertainment, and insurance. St. Anne’s Credit Union is a not-for-profit organization, so its profits are returned to its members in the form of lower fees and higher interest rates.

Here are some of the things that St. Anne’s Credit Union does:

• It provides financial services to its members. This includes checking accounts, savings accounts, loans, credit cards, and online banking.
• It helps its members save money. This is done through low fees, competitive interest rates, and member benefits.
• It supports the local community. St. Anne’s Credit Union donates to local charities and organizations, and it offers financial education programs to the community.

If you are looking for a financial institution that is committed to providing its members with low fees, competitive interest rates, and excellent customer service, then St. Anne’s Credit Union is a good option to consider.

How to Open an Account at St. Anne’s Credit Union

St. Anne’s Credit Union is a great option for people who are looking for a financial institution that offers competitive rates and personal service. If you’re interested in opening an account at St. Anne’s Credit Union, here are the steps you need to follow:

1. Visit the St. Anne’s Credit Union website and click on the “Open an Account” tab.
2. Select the type of account you want to open. St. Anne’s Credit Union offers a variety of accounts, including checking accounts, savings accounts, and money market accounts.
3. Complete the online application. The online application will ask you for some basic information, such as your name, address, and Social Security number.
4. Submit the application and wait for approval. St. Anne’s Credit Union will review your application and contact you if you are approved.
5. Make a deposit and start using your account. Once your account is approved, you can make a deposit and start using your account.

Here are some additional tips for opening an account at St. Anne’s Credit Union:

• Bring your ID and proof of address with you when you visit the branch.
• Be prepared to answer some questions about your financial history.
• Ask about any special promotions or discounts that are available.

Opening an account at St. Anne’s Credit Union is easy and convenient. By following these steps, you can be on your way to enjoying all the benefits of being a member of St. Anne’s Credit Union.

The benefits of being a member of St. Anne’s Credit Union

St. Anne’s Credit Union is a not-for-profit financial institution that is owned by its members. This means that the profits of the credit union are returned to the members in the form of lower interest rates on loans, higher yields on savings accounts, and other benefits.

Here are some of the benefits of being a member of St. Anne’s Credit Union:

• Lower interest rates on loans: Credit unions typically offer lower interest rates on loans than banks. This is because credit unions do not have to pay out dividends to shareholders, so they can pass on the savings to their members.
• Higher yields on savings accounts: Credit unions also typically offer higher yields on savings accounts than banks. This is because credit unions have a lower overhead than banks, so they can afford to pay their members a higher rate of interest.
• Free ATM access: St. Anne’s Credit Union members have free ATM access at all credit union ATMs and many other ATMs nationwide. This can save you a lot of money on ATM fees.
• Discounts on products and services: St. Anne’s Credit Union members get discounts on a variety of products and services, such as car rentals, hotel stays, and travel insurance.
• Personalized service: Credit unions are known for their personalized service. You will have a dedicated banker who will be there to help you with all of your financial needs.

If you are looking for a financial institution that offers competitive rates and personal service, then St. Anne’s Credit Union is a great option. You can learn more about the benefits of being a member of St. Anne’s Credit Union by visiting their website or calling their customer service department.

Here are some additional benefits of being a member of St. Anne’s Credit Union:

• Community involvement: St. Anne’s Credit Union is committed to giving back to the community. As a member, you will be able to support local charities and organizations.
• Education and financial resources: St. Anne’s Credit Union offers a variety of financial education resources to help you learn about money management and make sound financial decisions.
• Convenience: St. Anne’s Credit Union has a variety of convenient banking options, including online banking, mobile banking, and ATMs.

If you are looking for a financial institution that offers all of these benefits, then St. Anne’s Credit Union is a great option.

The charitable giving programs of St. Anne’s Credit Union

St. Anne’s Credit Union is committed to giving back to the community. They offer two main charitable giving programs:

• Scholarship Program: St. Anne’s awards 12 scholarships each year to graduating high school seniors in Massachusetts and Rhode Island. Each scholarship is worth $1,000.
• Community Donation Program: St. Anne’s also offers donations to local non-profit organizations. To be eligible, organizations must be tax-exempt under Section 501(c)(3) of the Internal Revenue Code and have received a permanent or advance IRS Determination letter that describes the grantee as a publicly supported charity as defined in Sections 170 (b)(1)(A)(6) or (a)(2).

To apply for a scholarship or donation, you can visit the St. Anne’s Credit Union website and download the appropriate application form.

Here are some of the organizations that have received donations from St. Anne’s Credit Union in the past:

• The Boys & Girls Club of Greater Fall River
• The Community Action Partnership of Bristol County
• The Family Center of Greater New Bedford
• The Salvation Army
• The Southcoast Health Foundation

St. Anne’s Credit Union is proud to support the local community. Their charitable giving programs help to make a difference in the lives of many people.

Here are some additional details about the two charitable giving programs:

Scholarship Program

• The scholarship application deadline is March 1st each year.
• Applicants must be graduating high school seniors with a minimum GPA of 3.0.
• Applicants must submit an essay, letters of recommendation, and transcripts.

Community Donation Program

• The donation application deadline is June 1st each year.
• Applicants must be non-profit organizations that are located in Massachusetts or Rhode Island.
• Applicants must submit a letter of request, budget, and tax returns.