Introduction
As a student, you’re probably on a tight budget, but that doesn’t mean you have to give up on your travel dreams. With the right travel student credit card, you can earn rewards for your everyday spending that can be redeemed for flights, hotels, car rentals, and other travel expenses.
In this ultimate guide to travel student credit cards, we’ll cover everything you need to know to choose the right card, use it to maximize your rewards and save money on your travels.
The Best Travel Student Credit Cards:
Here are some of the best travel student credit cards on the market:
Bank of America Travel Rewards Credit Card for Students:
This card earns unlimited 1.5 points per dollar spent on all purchases, and points can be redeemed for travel statement credits. There is no annual fee, and new cardholders can earn a 25,000-point welcome bonus after spending $1,000 in the first 90 days.
Features and Benefits
- No annual fee
- Unlimited 1.5 points per dollar spent on all purchases
- Points can be redeemed for travel statement credits
- 25,000-point welcome bonus after spending $1,000 in the first 90 days
- No foreign transaction fees
- Cashback Match program
Eligibility
To be eligible for the Bank of America Travel Rewards Credit Card for Students, you must be a student at an eligible college or university. You must also have good credit.
Redemption
Points can be redeemed for travel statement credits towards flights, hotels, car rentals, and other travel expenses. You can also redeem points for cash back or gift cards.
Fees
There is no annual fee for the Bank of America Travel Rewards Credit Card for Students. However, there are some fees that may apply, such as a balance transfer fee, a cash advance fee, and a late payment fee.
Overall, the Bank of America Travel Rewards Credit Card for Students is a great option for students who want to earn travel rewards without having to pay an annual fee. This card offers a generous rewards program, no foreign transaction fees, and a cashback match program.
Here are some additional benefits of the Bank of America Travel Rewards Credit Card for Students:
- Access to Bank of America’s online and mobile banking tools
- 24/7 customer service
- Fraud protection
If you are a student looking for a travel rewards credit card, I highly recommend the Bank of America Travel Rewards Credit Card for Students.
Capital One Venture Rewards Credit Card:
This card earns 2x miles per dollar on all purchases, and miles can be redeemed for travel through Capital One’s travel portal. There is an annual fee of $95, but new cardholders can earn a 75,000-mile welcome bonus after spending $3,000 in the first three months.
Chase Sapphire Preferred® Card:
This card earns 2x points on travel and dining, and points can be redeemed for travel, cash back, or transferred to Chase’s airline and hotel partners. There is an annual fee of $95, but new cardholders can earn a 60,000-point welcome bonus after spending $4,000 in the first three months.
COMPARISION:
We Have In Depth Compared these 3 travel cc to get the Best For Your Needs:
| Card | Eligibility Requirements | Cashback | Cheap Flight Booking | Hotels |
|---|---|---|---|---|
| Bank of America Travel Rewards Credit Card for Students | Must be a student at an eligible college or university | 1.5 points per dollar spent on all purchases, redeemed for travel statement credits | No annual fee, welcome bonus of 25,000 points after spending $1,000 in the first 90 days | $50 statement credit for making hotel bookings through Bank of America Travel Center |
| Capital One Venture Rewards Credit Card | Must have good credit | 2x miles per dollar spent on all purchases, redeemed for travel through Capital One’s travel portal | $95 annual fee, welcome bonus of 75,000 miles after spending $3,000 in the first three months | 10% off hotels booked through Capital One Travel Rewards |
| Chase Sapphire Preferred® Card | Must have good to excellent credit | 2x points on travel and dining, redeemed for travel, cash back, or transferred to Chase’s airline and hotel partners | $95 annual fee, welcome bonus of 60,000 points after spending $4,000 in the first three months | $50 annual hotel credit for staying at eligible Marriott Bonvoy hotels |
How to Choose the Right Travel Student Credit Card:
When choosing a travel student credit card, it is important to consider your spending habits and travel goals.
- If you are not a frequent traveler, you may want to consider a card with no annual fee.
- If you are primarily interested in earning rewards for flights, you may want to consider a card that offers a bonus for airline purchases.
- And if you are interested in flexibility, you may want to consider a card that allows you to redeem rewards for a variety of travel options.
How to Use Travel Student Credit Cards to Maximize Rewards:
Here are some tips for using travel student credit cards to maximize your rewards:
- Make all of your eligible purchases with your travel student credit card.
- Pay your balance in full each month to avoid interest charges.
- Take advantage of welcome bonuses and other promotions.
- Redeem your rewards for travel as soon as possible.
Tips for Traveling on a Budget:
Here are some tips for traveling on a budget:
- Book your flights and accommodations in advance.
- Stay in hostels or budget hotels.
- Cook your own meals.
- Take advantage of free activities and attractions.
Benefits of Travel Student Credit Cards:
Travel student credit cards offer a number of benefits that can be valuable for students, including:
Earn travel rewards:
Travel student credit cards often offer generous rewards programs that allow you to earn points or miles for your everyday spending. These rewards can then be redeemed for travel expenses such as flights, hotels, and car rentals.
Avoid foreign transaction fees:
If you plan to travel internationally, a travel student credit card can save you money on foreign transaction fees. These fees can add up quickly, so having a card that doesn’t charge them can save you a significant amount of money.
Build credit history:
Using a travel student credit card responsibly can help you build your credit history. This is important because your credit history will be used by lenders to determine your interest rates on loans and mortgages in the future.
Access to travel benefits:
Some travel student credit cards offer additional benefits such as travel insurance, airport lounge access, and hotel elite status. These benefits can add to your overall travel experience and save you money.
More Information About Specific Travel Student Credit Cards
Here is a table that outlines the eligibility requirements, rewards programs, and fees for some of the most popular travel student credit cards:
| Card | Eligibility Requirements | Rewards Program | Fees |
|---|---|---|---|
| Bank of America Travel Rewards Credit Card for Students | Must be a student at an eligible college or university | Unlimited 1.5 points per dollar spent on all purchases | No annual fee |
| Capital One Venture Rewards Credit Card | Must have good credit | 2x miles per dollar spent on all purchases | $95 annual fee |
| Chase Sapphire Preferred® Card | Must have good to excellent credit | 2x points on travel and dining | $95 annual fee |
Tips for Using Travel Student Credit Cards Responsibly:
Here are some tips for using travel student credit cards responsibly:
Create a budget and stick to it:
It’s important to create a budget for your travel expenses and stick to it. This will help you avoid overspending and getting into debt.
Make payments on time:
It’s important to make payments on your travel student credit card on time to avoid late fees. Late fees can add up quickly and damage your credit score.
Avoid overspending:
It’s easy to overspend when you have a credit card, so it’s important to be mindful of your spending habits. Only charge purchases that you can afford to pay off.
Monitor your account regularly:
It’s important to monitor your travel student credit card account regularly to make sure there are no unauthorized charges.
Consider using a balance transfer card if you have a high balance:
If you have a high balance on your travel student credit card, you may want to consider using a balance transfer card. This can help you save money on interest and pay off your debt faster.
Student Travel credit cards with no annual fees:
Bank of America Travel Rewards Credit Card for Students
This card earns unlimited 1.5 points per dollar spent on all purchases, and points can be redeemed for travel statement credits. There is no annual fee, and new cardholders can earn a 25,000-point welcome bonus after spending $1,000 in the first 90 days.
Discover it® Student Chrome
This card earns 2% cash back on gas and dining, and 1% cash back on all other purchases. There is no annual fee, and new cardholders can earn a $150 cash back welcome bonus after spending $500 in the first 3 months.
Capital One SavorOne Student Cash Rewards Credit Card
This card earns 3% cash back on dining, entertainment, popular streaming services, and grocery stores, and 1% cash back on all other purchases. There is no annual fee, and new cardholders can earn a $200 cash back welcome bonus after spending $500 on eligible purchases in the first 3 months.
Wells Fargo Cash Back College Card
This card earns 5% cash back on gas (up to $1,200 per year, then 1%), 3% cash back on dining, and 1% cash back on all other purchases. There is no annual fee, and new cardholders can earn a $200 cash back welcome bonus after spending $500 in the first 3 months.
Citi® Double Cash Student Card
This card earns 1% cash back when you make a purchase, and another 1% cash back when you pay your bill. There is no annual fee, and new cardholders can earn a $200 cash-back welcome bonus after spending $500 in the first 3 months.
These are just a few of the many great student travel credit cards with no annual fees available. When choosing a card, it is important to consider your spending habits and travel goals.
| Feature | Bank of America Travel Rewards Credit Card for Students | Discover it® Student Chrome | Capital One SavorOne Student Cash Rewards Credit Card | Wells Fargo Cash Back College Card | Citi® Double Cash Student Card |
|---|---|---|---|---|---|
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| Annual Fee | No | No | No | No | No |
| Welcome Bonus | 25,000 points after spending $1,000 in the first 90 days | $150 cash back after spending $500 in the first 3 months | $200 cash back after spending $500 on eligible purchases in the first 3 months | $200 cash back after spending $500 in the first 3 months | $200 cash back after spending $500 in the first 3 months |
| Rewards | Unlimited 1.5 points per dollar spent on all purchases | 2% cash back on gas and dining, and 1% cash back on all other purchases | 3% cash back on dining, entertainment, popular streaming services, and grocery stores, and 1% cash back on all other purchases | 5% cash back on gas (up to $1,200 per year, then 1%), 3% cash back on dining, and 1% cash back on all other purchases | 1% cash back when you make a purchase, and another 1% cash back when you pay your bill |
| Redemption | Travel statement credits | Cash back | Cash back | Cash back | Cash back |
| Other Benefits | No foreign transaction fees | Cashback Match program | No foreign transaction fees | No foreign transaction fees | No foreign transaction fees |
| Eligibility | Must be a student at an eligible college or university | Good credit | Good credit | Good credit | Good credit |
Additional Notes
- The Bank of America Travel Rewards Credit Card for Students is a great option for students who want to earn travel rewards without having to pay an annual fee.
- The Discover it® Student Chrome is a good choice for students who want to earn cash back on gas and dining.
- The Capital One SavorOne Student Cash Rewards Credit Card is a good option for students who want to earn cash back on dining, entertainment, and streaming services.
- The Wells Fargo Cash Back College Card is a good choice for students who want to earn cash back on gas, dining, and groceries.
- The Citi® Double Cash Student Card is a good option for students who want to earn cash back on all of their purchases.
